Welcome to XDS Data Ghana

The availability of credit information that lenders can easily access and use in their decision-making is crucial for the development and maintenance of an efficient financial sector. This is especially so in cases where it is perceived that the best predictor of future behavior is past behavior. This basic tenet of psychology explains the power of information contained in credit information registries, which provide detailed information on borrowers' past loan performance.


XDSData Ghana Limited is the first credit bureau licensed by the Bank of Ghana to offer credit referencing services in Ghana. This followed the enactment of the Credit Reporting Act, 2007 (Act 726) which aimed at promoting the orderly development of a credible credit reporting system In Ghana. XDSDATA is a leading information and risk solutions company, based in Accra, Ghana. Our partners XDS, have been involved in credit bureau operations, fraud, authentication, and credit risks projects

"Are you a business or a borrower from any of the banks in Ghana facing any of the following challenges below?

1. Do you know your Credit status?
2. Have you been denied Credit from a bank or a non bank lately?
3. Do you want to know your Credit Rating before applying for another loan facility?
4. Do you want to update your personal information on your credit report?

If so then worry no more.
Kindly Contact Xdsdata, Ghana's NO.1 Credit Reference Bureau for a credit for your credit report!
Contact us on 0302-76-99-16 from Monday - Friday 8:30am - 5:00pm working hours

Or visit our office located on No.51 Osabu Street, Abelemkpe near Village INN restaurant

Or send us an email on:info@xdsdata.com"