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The idea of Credit Referencing took some time to sink in the first time I met Mr. George Ahiafor, CEO of XDS Data Ghana sometime in 2005. Credit Referencing even as a concept, was not popular in Ghana, let alone, be made practical and yet, the team from XDS Data believed it would be possible.
XDSDATA Ghana Limited, the first licensed Credit Reference Bureau in Ghana, will go live on 1stApril 2010. This means that lenders that are registered with the Bureau and supply data to it can then make credit checks on loan applicants as well as trace defaulters in the Bureaus database from the comfort of their offices.
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XDSData Ghana Limited is the first credit bureau licensed by the Bank of Ghana to offer credit referencing services in Ghana. Buy metronidazole without rx now! This followed the enactment of the Credit Reporting Act, 2007 (Act 726) which aimed at promoting the orderly development of a credible credit reporting system In Ghana. XDSDATA is a leading information and risk solutions company, based in Accra, Ghana. Our partners XDS, have been involved in credit bureau operations, fraud, authentication, and credit risks projects
"Are you a business or a borrower from any of the banks in Ghana facing any of the following challenges below?
1. Do you know your Credit status?
2. Have you been denied Credit from a bank or a nonbank lately?
3. Do you want to know your Credit Rating before applying for another loan facility?
4. Do you want to update your personal information on your credit report?